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Business & Commercial Law : Estate Planning & Litigation : Bankruptcy

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Your Options In Chapter 13 Bankruptcy

Are you struggling with debt and at risk of foreclosure and other collection actions? Chapter 13 bankruptcy offers protection from creditors and manageable solutions for achieving debt relief.

Before you make any important decisions regarding your financial future, talk to an attorney with experience guiding clients through the Chapter 13 bankruptcy process. Fein Law Office handles a broad range of bankruptcy and debt relief matters for clients in Braintree and throughout surrounding Massachusetts communities.

Save Your Home With Chapter 13

If you are behind on your mortgage payments at risk of losing your home to foreclosure, Chapter 13 bankruptcy might be the best option for you. In a Chapter 13 bankruptcy, foreclosures, sheriff’s sales and other creditor actions are stopped. The homeowner then has the chance to catch up with mortgage arrears as part of the Chapter 13 repayment plan.

The Right Plan For Those With Means

Chapter 13 bankruptcy is often called the “wage earner’s plan” because it is designed to help people who have both significant debt and steady income. In a Chapter 13 bankruptcy, debt is consolidated and paid off over a payment period lasting up to five years. Some of the debt may be discharged altogether, depending upon the type of debt, the debtor’s ability to pay and other factors.

Chapter 13 is not right for everyone. If you lack the means to keep up with a payment plan, or do not have a house or other significant asset you are at risk of losing, Chapter 7 bankruptcy might be a better option for you.

To make the right choice, talk to a bankruptcy attorney who has extensive experience handling both types of bankruptcy. In Braintree, people with debt problems can trust the bankruptcy law representation of the Fein Law Office.

Call 800-580-9173 to discuss your debt relief options with a knowledgeable bankruptcy lawyer in Braintree. We respond promptly to your email message.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Case Studies

Business: Forced sale of portfolio of multimillion-dollar commercial property lacking valid contract

Legal malpractice: Recovered more than $180,000 in legal malpractice case involving bankruptcy

Civil and Business Litigation: Obtained judgment for homeowner against contractor for more than

Bankruptcy: Represented hundreds of individual and business debtors in legally eliminating millions of dollars in debt